Account Types: Chime offers both a checking (Spending) and savings account, while Cash App primarily focuses on peer-to-peer money transfers with an optional Cash App debit card.In addition to sending money through your phone number or email address, you can do so via a QR code scan from within the app itself-a nice touch that saves time when paying friends back for dinner at their favorite restaurant! Chime vs. Both accounts come with no monthly fees, but there are some other charges associated with using the service-more on those later! Cash App has two account types: Personal and Business (the latter is available only in select states).
